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Critical Illness Coverage

Critical Illness coverage pays living benefits upon the diagnosis of a critical illness
regardless of treatment, actual expenses or other insurance coverage. We
understand that everyone knows someone who has experienced a critical illness
of some kind and survived. This product was designed to help people through the
financial challenges associated with survival.

Our critical illness coverage will pay as a lump sum, the percentage of your term life
insurance benefit if you are diagnosed with one of the following:

Cancer (life threatening) 100%
Heart Attack 100%
Stroke 100%
Renal Failure 100%
Major Organ Transplant 100%
Terminal Illness 100%
Total Disability 100%
Major Heart Surgery 25%
HIV from blood transfusion 25%
Angioplasty 10%
Death 100%

Some exclusions and exceptions apply. Benefits may differ or may not
be available in your state.

For more information, contact: Sybil Price
800-642-0483, Extension 103

sybilprice@saversmarketing.com