Savers Marketing is looking for independent agents to market the guaranteed issue life and home health care product issued by Reserve National Insurance Company rated A- Excellent by AM Best and owned by Kemper Life & Health. See below for important details about both products (NOTE: Benefits may vary by state):
Guaranteed Issue Life Insurance
- Issue ages 40 – 80.
- Death benefit first 2 years is return of premium with 20% interest.
- Face amounts from $5,000 to $25,000.
- 3,6 or 9 month advances.
- Commissions paid daily with no interest charge.
- No commission chargeback from death after 12 months.
- Stand alone policy…not connected to any other policy or required sales ratios.
- Sales through the mail are allowed without a witnessed signature.
Home Health Care
- Pays up to $150 maximum benefit per day equivalent to $54,750 per year.
- Only 2 health questions to qualify.
- Prescription drug benefit paying 80% of drug costs up to $250 per year after a $50 deductible. The drug benefit alone covers a majority of the premium cost for the entire plan! This benefit has no affect on any Medicare PDP or Medicare Advantage prescription plan they already have.
- Issue ages 41 – 85.
- Additional benefits for annual exams, vision, hearing exams and hearing aids and ambulance.
- Unbelievable rates.
- Medicare advantage and medicare supplement agents can use our client pre approach letter to generate sales from existing clients.
- Final expense agents need this product as a companion sale while running our final expense leads.