Individual Health Insurance Carrier Kemper



Individual Health Insurance Carrier Kemper

Savers Marketing is looking for independent agents to market the Guaranteed Issue Life, and Home Health Care products issued by Reserve National Insurance Company rated A- Excellent by AM Best and owned by Kemper Life & Health.

See below for important details about both products (NOTE: Benefits may vary by state):

Modified Whole Life Insurance Policy

You can rest assured that you won’t leave your loved ones with financial burdens with our whole life and final expense life insurance plans. Our life insurance plans will leave them with money to help pay your final expenses or other debts. Special features of these insurance plans include:
  • Guaranteed issue
  • Premiums guaranteed to never increase
  • Guaranteed renewable
  • Non-cancellable for life
  • Guaranteed cash value that can also be borrowed against
Some of these policies do not require a physical examination, they increase in value over time and provide immediate cash benefits.
Home Health Care Policy
People don’t go to nursing facilities because they want to; they go because they have to. This Home Health Care policy gives the customer the flexibility to utilize the type of care that can be right for them…in the comfort of their own home. With the ever-increasing incidence of in-home care as a result of people being discharged from the hospital faster, this policy has become very popular. This policy is designed to help provide care in the home instead of in a hospital or nursing home.
Benefits are paid for:
  • Skilled Nursing Care
  • General Nursing Care
  • Physical Therapy
  • Speech Pathology
  • Occupational Therapy
  • Chemotherapy
  • Specialist Services
  • Enterostomal Therapy
  • Respiration Therapy
  • Medical Social Services
  • Home Health Care Aide
Optional benefits can also help cover:
  • Prescription Drugs
  • Annual Physical Exams
  • Eye and Hearing Exams
  • Ambulance
  • In-hospital Private Duty Nurse

This is a brief description of some of the provisions of policies individually underwritten by Reserve National Insurance Company. Only the actual policy provisions will control. Form numbers, benefits, policy provisions and availability may vary by state. A licensed Company agent can provide details on benefits, costs, limitations, exclusions and waiting periods.

Kemper Offers These Products:

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