Royal Arcanum’s Graded Benefit Life Plan is a must have for final expense agents!
- Pays 50% of face amount in year 2
- Premiums rates are cheaper than most Guaranteed Issue plans
- Only two health questions to qualify….No AIDS and not confined to a bed, in a hospital, clinic, rest or convalescent home
- Issue ages 45 – 85
- Accepts Credit Card Premium Payments
- $2,500 min and $15,000 max (except in NY a max of $25,000)
- Approved in AZ, CA, CO, CT, FL, GA, IL, ME, MA, MI, WV, NE, NH, NJ, NY, OH, OR, PA, RI, SC, VA & WI
- NJ, NH, NY, OH and PA have a specific variation of the plan
- Graded not approved in NC, DE, MD & WA
- 6-month Advance Commission with no maximum per case
- 100% chargeback in year 1 only
- 140 year old company
- IMO contracts available to qualified agencies
Call us today and we can discuss any questions and get you contracted to start selling this unique plan!